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Clover Foundation

Clover's mission is to provide vulnerable children in the urban neighborhoods of Kampala, Uganda with early childhood education, support their health and wellbeing, and empower them to reach their full potential.

In April 2016, Our Biswas introduced the Nano Finance concept for the first time outside of Odisha, India. The project was started to help the Clover mothers by giving small interest free financial assistance through the Nano Finance project. We thank the board members of Clover Foundation for their trust and giving an opportunity to Our Biswas for expanding the Nano Finance concept outside India.  

Please visit www.clover-foundation.org to learn about the organization.



Community Development Finance (CDF)
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Community Development Finance (CDF) is a nonprofit organization with the goal of creating new financial institutions, products, and approaches to serve low-income neighborhoods. 

Our Biswas starts the Nano Finance project in Oakland, USA, in collaboration with CDF on August 4, 2020, during the COVID pandemic time to help the families who are in extreme need. We also believe, the Nano Finance project will supplement the payday loan system. We thank  the board members of CDF for their trust in the NF project.  
Please visit www.communitydevelopmentfinance.org to learn about the organization.  


Vermont Associates for Mexican Opportunity and Support (VAMOS)
Vamos

The mission of Vermont Associates for Mexican Opportunity and Support (VAMOS) organization is to empower Mexico’s poor by offering educational and job opportunities along with basic human services, in a culture of love and respect for all.  

Our Biswas is happy to announce the new partnership with VAMOS to start the Nano Finance project in Cuernavaca, Mexico.  Our Biswas is very thankful to VAMOS for this partnership and for wanting to develop this new approach to give financial assistance to the women of VAMOS.  Please visit www.vamosinmexico.org to learn about the organization.
WORK OF MERCY INITIATIVE   Nigeria

Work of Mercy Initiative (WOMI) is a non-governmental organization officially registered in November 2020. 
The chairperson, Mrs. Eberechukwu Chinazom Ugwunweze had a challenge of unemployment as a young graduate for 8 years. Having struggled for eight years, she could feel the pain of an unemployed woman. As soon as she got a job, she quickly thought of how to alleviate the sufferings of women. From her first salary, she sent 20% of it to her mother to set up a business for the first beneficiary. Subsequently, she would save for some months and send to her mother for other women.  This practice was on for about 8 years.
Incidentally, in December 2018, the Chairman/founder joined a Christian Organization for a “Help the poor outreach” in a slum (Kabusa ) in Abuja . She therefore discovered that so many women are living in abject poverty in that community. During the Lenten period in 2019, she decided to carry out her Lenten obligation in that community. 
Moreover, she started thinking of providing a lasting solution to the plight of these people. The idea of empowering the poor women which would in turn benefit their families was conceived. 
www.workofmercyinitiative.org

Grazia Nano Initiative of Our Biswas (GNIB) Uganda

The mission of GNIB is to develop an entrepreneurial mindset within the community, increase economic empowerment, and enhance community transformation. Our approach is focused partnership delivered in collaboration with our clients: women at the grassroots. The initiative vision is to enable women to achieve self-reliance and total transformation. The target population for services is low-income women in strategically targeted communities in Uganda.



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